A filing of a bankruptcy petition potentially discharges all debts incurred prior to the filing date of the petition itself (i.e. as of the date that the case is filed with the court).
However, certain debts are non-dischargeable and other debts can be challenged directly. For example, debts incurred with the deliberate intention of being discharged in bankruptcy can be challenged.
To challenge the discharge of a debt, the creditor must file a formal objection with the Trustee and with the Bankruptcy Court. This objection is required to be in a specific form and the process for challenge can be complicated, perhaps requiring the services of a qualified bankruptcy attorney. To find a local attorney for FREE to help you with such a challenge filing, visit Standard Legal’s Attorney Find Page.