In most cases, a 341 meeting will not take place without the filer’s tax returns being provided to the Bankruptcy Trustee. But there are steps you can take to rectify the situation.
If the tax returns are not immediately available, most Trustees will allow the debtor to utilize a “transcript” from the IRS. This transcript can be requested from the IRS and can usually be provided within a relatively short period of time.
However, if neither a transcript nor a return can be produced within the seven (7) day period prior to the 341 meeting, the debtor may wish to contact the Trustee to determine what he or she may require from the debtor to proceed.
Simply ask the Trustee!
See Standard Legal’s Bankruptcy legal forms software page for additional details on pro se bankruptcy filing.