Technically, reaffirmation agreements are available only in Chapter 7 Bankruptcy cases.
However, in a Chapter 13 case, if a debtor wishes to retain property that is secured by a loan that is current, the Chapter 13 plan can provide that the loan will be paid through (or outside of) the plan.
The Chapter 13 plan is subject to review and approval by the Chapter 13 trustee assigned to the debtor’s case.
For complete overviews and instructions for filing Chapter 7 or 13 Bankruptcy, see Standard Legal’s Bankruptcy kit.